Seller net sheet
What a seller walks away with, and the price needed to hit a target.
Share or save these exact numbers. The link keeps every input, so whoever opens it sees the same result and can change any number to compare options.
Sale and loans
The price you expect the home to sell for.
What you still owe on the mortgage at closing. Your lender can give you an exact payoff amount.
Other debts attached to the property that must be paid at closing, such as a home equity line, unpaid tax liens or court judgments.
Selling costs
The percentage you pay your own real estate agent when the home sells. It is negotiable, so use what you agreed to.
The percentage paid to the buyer's agent. It is often set in your listing agreement, so use what applies to you.
A tax charged when ownership changes hands, as a percentage of the price. Rates, and who pays, differ by state and county.
Fees for the title company, attorney or escrow service that handles the closing, in dollars.
Money for repairs you agree to make, or credits you give the buyer after their inspection, in dollars.
Money you agree to put toward the buyer's closing costs, as a percentage of the price. Enter 0 if none.
Your share of bills split with the buyer by closing date, such as property tax and HOA fees, in dollars.
Work backwards
The amount of cash you want left in your pocket after everything is paid. We show the sale price you would need.
Estimated net proceeds
$143,300
40.9% of the sale price
Deal check
Rules-based reviewShort of your target
A quick look at whether the sale gets you where you need to be.
- You would receive $143,300, $56,700 below your $200,000 target.
- Selling costs total $26,700, which is 7.6% of the price. Commissions alone are $17,500.
What would change the answer
- →To net $200,000 you would need to sell near $410,319.
- →Each half-point of commission you negotiate (6.0% total variable costs here) is worth about $1,750.
Terms used:Net proceedsCommissionTransfer taxSeller concessionsProrationsLien
An estimate from your inputs, not financial, tax or legal advice. Verify every number with real comps, quotes and the source records.
- Sale price
- $350,000
- Commissions
- − $17,500
- Transfer tax
- − $3,500
- Title, attorney, escrow
- − $1,500
- Repairs and credits
- − $3,000
- Concessions
- − $0
- Prorations and other
- − $1,200
- Mortgage and liens
- − $180,000
- You receive
- $143,300
$26,700
Total selling costs
7.6%
As % of price
$197,553
Price to break even
$410,319
Price to net $200,000
| Sale price | You net |
|---|---|
| -10% $315,000 | $110,400 |
| -5% $332,500 | $126,850 |
| 0% $350,000 | $143,300 |
| +5% $367,500 | $159,750 |
| +10% $385,000 | $176,200 |
What this means
Each $10,000 change in sale price changes your net by about $9,400, because commissions and transfer tax scale with the price.
This is an estimate for planning a conversation. A title company or attorney prepares the official closing statement.
For education and planning only. Results are estimates based on the numbers you enter and are not financial, tax, legal or lending advice. Loan rules, rates and taxes vary, so confirm details with a licensed professional.
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